Client Services

Best Client Services

We understand that merely having a rich product basket is not enough for our valued clients. What clients really need is a holistic platform for an entire family (or an organisation) to record, report & manage a comprehensive portfolio of holdings into multiple financial products. We are proud to offer the following highly acclaimed services to our clients.

NJ Recommended MF Portfolio

Every investor aims to maximize returns while minimizing risk. While asset allocation and scheme selection are proven strategies, selecting the right schemes is a complex and time-consuming task that requires continuous monitoring and expertise. Managing this at an individual level can be challenging due to operational constraints and behavioral biases, often leading to less effective investment decisions. To ensure the right asset allocation, investors should consult their NJ Partner for better guidance.

NJ Recommended MF Portfolio, formerly MARS, offers curated baskets of mutual fund schemes tailored to specific investment needs, risk profile and asset allocation strategies. These ready-to-invest portfolios simplify the investment process by eliminating the complexities of selecting and managing multiple schemes.

NJ E-Wealth A/C Service

As a client of our NJ E-Wealth A/c service you can enjoy some big, tangible benefits. You can do hassle, worry and error free transactions in a very easy, time and cost effective manner – any time, any where.

We offer easy transaction facility and few very unique services for mutual fund transactions in our NJ E-Wealth A/c service, as given below.

We offer easy transaction facility :

We offer easy transaction facilities and unique services for mutual fund and other transactions through our NJ E-Wealth Account, as given below.

Fresh Purchase /Additional Purchase /Redemptions /Switch Transactions
SIP and STP registration
NFO – Purchase, Switch and SIP Registration
Equity Stock SIP registration
Equity and Debt IPOs Application
Comprehensive reports

Multiple Transactions Modes :

What's more, we offer multiple modes of doing transactions as listed below...

Mobile: Transact through application on your mobile
Online Desk: Transact through online Trading Account Desk
Phone: Call and transact through your phone
Offline: Transact through physical instructions

Client Desk (Wealth Management Desk)

The Client Desk is a premium offering for our clients that consolidates the entire portfolio, covering every major financial and non-financial product for an entire family or an organisation. Access to the Client Desk is given to every client through a highly secured, unique login ID and password.

The information inside the desk is updated daily, and all transactions done through us are automatically updated so that clients need not make any entries. The Client Desk empowers you by keeping you updated and informed anytime, anywhere - through online access or a mobile application.

Tax Advisory

Taxation is a specialized area and hence requires great skill and accuracy. Having a team of qualified chartered accountants, we offer effective tax management, tax structuring and advisory services. Our taxation services include taxation of individual returns, tax planning, and tax administration.

Investments and Taxation are inter-related, it is therefore crucial that you have a holistic picture of investments and taxation to efficiently manage the tax liability whilst sticking to your financial goals.

Wealth Creation

We at Arthamitra help Millennials set up their financial goals at a very young age. A powerful tool that we use for doing this is by way of SIP ie. Systematic Investment Plan. A Systematic Investment Plan or SIP is a smart and hassle free mode for investing money in mutual funds.

SIP allows you to invest a certain pre-determined amount at a regular interval (weekly, monthly, quarterly, etc.). A SIP is a planned approach towards investments and helps you inculcate the habit of saving and building wealth for the future.

Some of the benefits of SIP investments are:

Rupee-Cost Averaging:Since you are a regular investor, your money fetches more units when the price is low and lesser when the price is high. During volatile period, it may allow you to achieve a lower average cost per unit.
Power of Compounding:Albert Einstein once said, "Compound interest is the eighth wonder of the world. He who understands it, earns it… he who doesn't… pays it." The rule for compounding is simple - the sooner you start investing, the more time your money has to grow.
Disciplined Saving:Discipline is the key to successful investments. When you invest through SIP, you commit yourself to save regularly. Every investment is a step towards attaining your financial objectives.
Flexibility:While it is advisable to continue SIP investments with a long-term perspective, there is no compulsion. Investors can discontinue the plan at any time. One can also increase/ decrease the amount being invested.
Long-Term Gains:Due to rupee-cost averaging and the power of compounding SIPs have the potential to deliver attractive returns over a long investment horizon.
Convenience:SIP is a hassle-free mode of investment. You can issue a standing instruction to your bank to facilitate auto-debits from your bank account.

Wealth Protection

In the modern world, risks are inevitable. We advise you not only on how to grow your wealth but also how to protect it. Proper risk management and insurance planning can bring in stability and peace of mind. Therefore, protecting our wealth through insurance planning is a critical. Insurance planning includes evaluating risks and determining the proper insurance coverage to mitigate those risks at early stage.

We provide Insurance services in following types of insurances:

Life Insurance
Medical Insurance
Travel Insurance
Motor Car Insurance
Fire and Theft Insurance

Retirement Planning

Retirement is one of the most important life events many of us will ever experience. From both a personal and financial perspective, realizing a comfortable retirement is an extensive process that takes sensible planning and years of persistence. Even after it is achieved, managing your retirement is an ongoing responsibility that lasts throughout your life.

While all of us would like to retire comfortably, the complexity and time required to build a successful retirement plan can make the whole process seem daunting. However with the help of our expert solutions, this tedious task can be managed professionally by us, making it simple for you.

Key Features of our retirement planning solution are:

Identifying retirement corpus and preparing a plan to achieve that corpus by the time you retire.
Thorough analysis of expense management and expected cash flow post retirement is done.
Managing the retirement corpus and enabling a steady income from your investments on monthly basis throughout your retired life.

We believe retirement does not mean getting old and moving out of our service or stopping our work, but retirement actually mean gaining "financial freedom". With our expert advice, we help you to retire early.

Share Market Advice

"Risk comes from not knowing what you are doing." - By Warren Buffett

One of the benefits of investing in the equity market is that you can become partial owners of a company. An equity market, also known as the stock market, is a platform for trading in company shares. Stock market provides you with 2 ways of making money. Firstly, by way of Investing in good quality companies and earning dividend income and sell them after achieving good capital appreciation. The other way of earning money in stock market is by trading in listed stocks and making profit by way of capital gain.

We help you in making smart choices in selecting stocks for long term investments as well as short term trading.